How much do I need to save to retire?

Instructions: Work through each of the fields below, entering information (unless the fields are to be skipped). When all the information has been entered, press the Calculate button to prepare a full, printable report. If you wish to begin again, the Reset button will clear all fields and change them back to their original values.

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    Enter Percentages
as Whole Numbers		 Click to
Update
Annual Income Needed/Desired:
(in today's dollars, and over and above
Social Security and any Pension)		 $
Assumed Inflation Rate:
(The long-term inflation rate since 1926 is about 3%)		   (recommended)
%
Assumed Annual Investment Return Above Inflation:
(A balanced portfolio having 25%-35% bonds could have been able to return approx. 4-6% per year above inflation since 1926)		   (recommended)
%
Assumed Total Return: (No entry needed)   %  
Years Until Retirement/Independence:  
Annual Income Needed at Retirement:
(No entry needed)		 $  
Payout Period Annual Investment Return Above Inflation
(Annual rate of return assumed during Retirement period)
Lesser of: Accum. Period Return Above Infl. / 5%		   %
Investment Capital Needed:
(No entry needed)		 $  
Current Investments Earmarked for Retirement: $
Value of Current Investments:
(No entry needed)		 $  
Surplus or (Shortage):
(No entry needed)		 $  
Monthly Amount to Save and Invest:
(No entry needed)		 $  

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